Banking on Credit Card Bonus Points
I’m sure everyone has some plastic in their wallet or purse. Does your plastic credit card offer you a spectacular bonus points program? Well if it doesn’t you might want to consider getting a credit card that does, especially if you pay your balances off monthly!
The other day I logged into my Bank of America & Citi Card online accounts and was browsing my accumulated bonus points for the past few months. I went ahead and used a small fraction of my points to get a $50 Barnes and Noble gift card, a $50 Chiles Gift Card, and a $50 Home Depot gift card. I got all of this for FREE. Its even sweeter because I pay my credit card bills in full when I get them so I’ve never paid any interest to these credit card companys. They literally throw things at me to spend my own money! And if you want to look at it this way, by using a credit card, you get yourself 30 extra days of interest on the money you already have because its sitting in your bank account.
This next information is even ridiculously sweeter. I have a friend who works at EB Games/GameStop and he gets a 40% holiday discount at Barnes and Noble. I went with him and spent the whole gift card getting books I would have bought anyways. I got a very nice selection of Finance, Travel, Self-Improvement, and a Comic book. Oh thats right, I enjoy my comics! So with his 40% off, I turned my free $50 Barnes and Noble gift card into $83.33. Add that to my other 2 gift cards, and thats $183.33 I got for free within a few days.
Check out the books below!
A lot of people are afraid of credit cards because they can get you in serious debt, but if you use them wisely instead of putting you in debt they can actually put money in your pocket.
So if you are financially savvy, you should be enjoying some free gift cards or checks on behalf of your credit card company!